Direct Line: +49 (0) 171 307 15 92
LinkedIn: Caroline Lutz
Location: Munich, Germany
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Caroline Lutz


Caroline’s practice specialises in the placement of W&I insurance on DACH and international private equity and M&A transactions. Caroline has placed numerous policies for a range of clients, including corporates, institutional investors, management teams, and private equity investee companies. Caroline is fluent in German and English.

Recent Experience

Caroline’s recent experience includes:

  • W&I policy for the acquisition of a leading cloud communication provider by a strategic buyer.
  • W&I policy for the minority investment in an onshore wind farm in Poland by an asset manager.
  • W&I policy for the acquisition of data centres by a Private Equity firm.
  • Contingent risk policy to address the liquidity risk relating to the obligation to provide security upon termination of a profit and loss transfer agreement.
  • W&I policy for the acquisition of an outdoor lifestyle and camping equipment developer, manufacturer and distributor to an investor.
  • W&I policy for the acquisition of a residential real estate portfolio by a Real Estate Investment Manager.
  • W&I policy for the acquisition of a strategy consulting and managed services provider to a strategic buyer.
  • W&I policy for the acquisition of a majority stake in a German real estate developer by a Real Estate Private Equity Manager.

Prior to joining HWF, Caroline spent several years as an attorney (solicitor) with Milbank and Clifford Chance in Germany and London, where she specialised in private equity and M&A. She has particular experience in advising national and international financial investors, corporate clients and institutional investors on national and cross-border acquisitions, disposals, restructurings and joint ventures.

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HWF’s ability to drive the process forward de-risks the M&A processes we are involved with. We count on their reliability and expertise, even where there are complex issues or challenging timetables

James Renahan, Travers Smith

We use HWF wherever the opportunity arises because they advise, structure and execute W&I insurance policies with great efficiency. Our trust in their service and process allows us to focus on our job resulting in positive client outcomes on their M&A deals

Helen Croke, Ropes & Gray

I am always happy to recommend HWF on deals; their in-depth experience of both M&A and the insurance market, combined with a pragmatic approach, leads to smoother processes, better coverage positions and ultimately happier clients

Aaron Fairhurst, CMS